Leveraging our expertise and collaborating with major insurance companies, we can effectively compare the most suitable insurance product tailored to your specific requirements. This collaboration ensures that we provide you with the optimal solution to meet your insurance needs.
//Comprehensive coverage options available at your finger tips
Comprehensive coverage options available at your finger tips
Protects Visiting Parents or Grandparents in Case of Medical Emergency and is Mandatory for the application of Super Visa.
Protects Visiting Family and Friends in Case of Medical Emergencies.
Protect your loved ones' future. We offer Life Insurance policies that provide financial security in case of an unexpected event.
Receive a Tax-Free payment upon diagnosis of a covered illness which helps you to cover Medical Bills and Living Expenses during Recovery.
Disability insurance replaces a portion of your income if illness or injury keeps you from working, helping you stay financially stable during recovery.
Health and dental plans help cover prescriptions, dental care, and extended services not covered by provincial health plans.
Travel insurance for Canadians helps cover emergencies, trip cancellations, and baggage issues so you can travel with confidence.
International student insurance provides health and travel protection for students studying in Canada.
Registered Savings Account to Secure your Child's Future, earn Tax Free Interest, Save for your Retirement or Save for your First Home.
//Get to Know Shreeram Bhimsariya
Get to Know Shreeram Bhimsariya
Your Trusted Insurance Advisor
At Insurance With Ram, Shreeram Bhimsariya takes pride in being HLLQP-Licensed and knowledgeable about various Insurance Products. Whether you require Life Insurance, Travel Insurance, Living Benefits Insurance, or Registered Savings, he is here to guide you through the process and ensure you obtain the appropriate coverage.
//Why Choose Shreeram Bhimsariya for all your Insurance needs?
Why Choose Shreeram Bhimsariya for all your Insurance needs?
Shreeram Bhimsariya holds an MBA in Health Care and Hospital Management from the University of Wales, UK, with 11+ years in senior management roles across clinics and multi-specialty hospitals. He is HLLQP-licensed in Ontario and combines healthcare management expertise with deep insurance knowledge to help clients reduce the financial impact of illness, accidents, or loss of life through tailored coverage.
What Sets Us Apart?
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Affordable Insurance Solutions
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Personalized Guidance
At Shreeram Bhimsariya, we offer customized insurance solutions that are designed to align with your specific financial objectives. By providing you with the most suitable options for Life, Health, Travel Insurance, and investment needs, we aim to empower you to make informed decisions without any undue pressure.
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Claims and After Sales Support
Our unwavering commitment to you extends beyond delivering exceptional service: We ensure prompt and reliable support when you require it most. We are committed to address your concerns, providing personalized solutions and guiding you through every step of the claims process. Your trust is our utmost priority, and we are dedicated te making the claims process as efficient and seamless as possible.
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No Obligation Quotes
Getting started is easy with our no-obligation quotes. Explore your options without any pressure or commitment, and discover the perfect solution tailored to your needs. Our transparent and hassle-free process ensures you have all the information you need to make the right decision-on your terms.
Your Trusted Life Insurance and Super Visa Insurance Advisor
Please reach me at insurancewithram@gmail.com if you cannot find an answer to your question.
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What are the requirements for Super Visa Insurance in relation to the application process for the Super Visa?
There are four requirements for Super Visa Insurance:
- It must be valid for a minimum of one year from the date of entry.
- Payment must be made in full or in installments with a deposit (quotes are not accepted).
- The insurance must cover healthcare, hospitalization, and repatriation.
- It must provide a minimum of $100,000 of emergency coverage.
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What are the various factors that can influence the cost of a Life Insurance Policy?
The type of policy you select, the extent of coverage you require, your age, smoking status, lifestyle, and occupation all influence the health assessment conducted during the life insurance application process. Factors such as working in an industry with occupational hazards or engaging in high-risk hobbies like skydiving and motorsport are also considered.
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How much coverage do I need?
The amount of coverage you need will depend on your specific needs. We can help you determine the appropriate amount of coverage based on the Need Analysis.
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Could you please clarify the role of “riders” in a Life Insurance Policy?
A rider is an optional benefit or feature that can be included in your life insurance policy, typically for a premium. Riders may provide coverage for life events that are not typically covered by your basic policy. Over time, riders may offer benefits for critical illness and other life-threatening conditions.
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I already have Disability Insurance. Why would I need Critical Illness Insurance?
These two products cater to distinct requirements:
Disability insurance offers a non-taxable monthly benefit during your disability, enabling you to replace a portion of your income if you are unable to work due to injury or illness.
Critical illness insurance provides a non-taxable lump sum that can be utilized to cover your financial obligations, treatment expenses, medications, travel to medical appointments, and other out-of-pocket expenses incurred as a result of the illness.
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What are the necessary requirements to open an RESP?
Opening a new RESP account is easy. All you need is a Social Insurance Number (SIN) for your child.
//Testimonial
What Our Client Say
About Us
“Hi Shreeram,
I wanted to thank you for assisting my aunt with her visitor visa insurance. Your support made the process smooth and understandable for us. We really appreciate your professionalism and prompt communication. I’ll definitely keep you in mind for future insurance needs and recommend you to others.”
Priya Sharma
“Ram provided Excellent service, answered all questions. If you need to do Super visa he is the go to person.”
Tharaniya Bala
“I had a great experience with Shreeram! He was extremely helpful in guiding me through visitor visa insurance options and offered very competitive prices. He patiently answered all my questions, provided clear suggestions, and made the whole process smooth and stress-free. Truly excellent service. Highly recommend him!”
Samina Saiyed
“Shreeram provided excellent support with my Super Visa insurance. He guided me through the process, checked everything thoroughly, and kept me updated about changes and important dates like the due date and plan start date. His professionalism and proactive approach made everything smooth and stress-free. Highly recommend his services.”
Sahani Yogeshwar
“I got my insurance through Shreeram, and I'm so happy with the quotes and his honest advice. He really taught me about insurance company ratings and how the whole industry works. He wasn't just selling stuff; he actually helped me, which makes him the best advisor ever. He really cares about what you get out of his services.
Thanks, and I totally recommend him – he's my go-to guy for all my family's insurance needs.”
Prashant
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