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Health and Dental Plan

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Extended Health Care Insurance Plans

Health and dental insurance in Canada helps cover costs not paid by provincial plans, including prescriptions, dental care, and extended health services. Whether you are self-employed, have a family, or want to reduce out-of-pocket expenses, the right plan can improve access to care and protect your budget.

Drug Insurance Plans

1. Coverage for Prescription Medications: Drug plans help pay for eligible prescriptions, lowering the cost of essential medications.

2. Predictable Costs: Monthly premiums can help you budget for ongoing prescriptions rather than paying full price at the pharmacy.

3. Pharmacy Access: Many plans include preferred pharmacy networks and direct billing for added convenience.

Dental Insurance Plans

1. Preventive Care: Routine check-ups, cleanings, and X-rays are commonly included to help avoid bigger issues later.

2. Basic and Major Procedures: Plans may cover fillings, extractions, root canals, crowns, and in some cases orthodontics.

3. Cost Management: Shared costs reduce the impact of large dental bills, which is especially helpful for families.

4. Dentist Networks: Many plans include a network of dentists to help manage pricing and access to care.

5. Additional Benefits: Optional coverage may include orthodontics, implants, or other specialty services.

Extended Health Care Plans

1. Broader Health Services: Extended plans can help pay for services not covered provincially, such as physiotherapy, chiropractic care, and mental health support.

2. Prescription Support: Many plans include or coordinate with drug coverage for more complete protection.

3. Vision Care: Coverage often includes eye exams, glasses, and contact lenses.

4. Medical Equipment: Some plans cover items like orthotics, hearing aids, or medical supplies.

5. Emergency Support: Certain plans add emergency or travel medical coverage, depending on the insurer and options chosen.

Understanding drug, dental, and extended health options helps you choose coverage that matches your needs and budget. We can help you compare plans and build the right mix of benefits for you or your family.

Need Help?

Choosing the right plan matters. Please call Shreeram Bhimsariya @ 416.990.6363

for a tailored solution based on your needs.

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