Super Visa Insurance

No, the insurance must be purchased and activated before traveling to Canada to meet the Super Visa requirements.

It’s equally important to know what Super Visa Insurance Canada does not cover:

• Non-Emergency Medical Care: Routine checkups, vaccinations, or preventive care are not covered.

• Pre-Existing Conditions: Conditions that are unstable or not disclosed before purchasing the policy.

• High-Risk Activities: Injuries related to extreme sports (e.g., skydiving, scuba diving) may be excluded unless additional coverage is purchased.

• Pregnancy and Childbirth: Expenses related to pregnancy, delivery, or complications (unless specifically stated in the policy).

• Mental Health Emergencies: Many policies exclude psychiatric treatment or mental health crises.

• Alcohol or Drug-Related Incidents: Injuries or illnesses resulting from alcohol or drug abuse are not covered.

Carefully review the exclusions in your policy before purchasing.

The Super Visa Insurance quote depends on factors such as:

• Age of the Visitor: Premiums are generally higher for older applicants.

• Health Condition: Pre-existing medical conditions may increase the cost or require additional coverage.

• Policy Duration: Longer policies cost more.

• Coverage Amount: While $100,000 is the minimum, many families choose higher coverage (up to $1 Million) for extra protection.

Some Super Visa Insurance plans include coverage for trips outside Canada (e.g., the U.S.), as long as the majority of the trip is spent in Canada. Check with your provider for details.

If you overstay and your insurance expires, you will not be covered for medical expenses, leaving you financially liable. Ensure you extend both your visa and insurance on time.

If a medical emergency occurs during the visitor’s stay in Canada, the insurance provider handles payments. Here’s how it works:

• Contact the Insurance Provider: Call the emergency number on your policy card immediately.

• Submit Claims: Provide necessary documentation (e.g., hospital bills, receipts).

• Direct Payment: Many providers pay the hospital directly, minimizing out-of-pocket expenses.Ensure you’re aware of the provider’s claims process before traveling.