Secure your future with Expert Advice tailored just for You

---

There are five requirements for Super Visa Insurance:
- It must be valid for a minimum of one year from the date of entry.
- Payment must be made in full or in installments with a deposit (quotes are not accepted).
- The insurance must cover healthcare, hospitalization, and repatriation.
- It must provide a minimum of $100,000 of emergency coverage.

The type of policy you select, the extent of coverage you require, your age, smoking status, lifestyle, and occupation all influence the health assessment conducted during the life insurance application process. Factors such as working in an industry with occupational hazards or engaging in high-risk hobbies like skydiving and motorsport are also considered.

The amount of coverage you need will depend on your specific needs. We can help you determine the appropriate amount of coverage based on the Need Analysis.

A rider is an optional benefit or feature that can be included in your life insurance policy, typically for a premium. Riders may provide coverage for life events that are not typically covered by your basic policy. Over time, riders may offer benefits for critical illness and other life-threatening conditions.

These two products cater to distinct requirements:

Disability insurance offers a non-taxable monthly benefit during your disability, enabling you to replace a portion of your income if you are unable to work due to injury or illness.

Critical illness insurance provides a non-taxable lump sum that can be utilized to cover your financial obligations, treatment expenses, medications, travel to medical appointments, and other out-of-pocket expenses incurred as a result of the illness.

Opening a new RESP account is easy. All you need is a Social Insurance Number (SIN) for your child.